Questions about buying in Western Australia
How much is stamp duty in Western Australia?
It depends on the price and on who is buying. On an indicative 2026-27 schedule, an owner-occupier buying an established home at $700,000 in Western Australia pays about $27,265. Duty rises faster than price, so the average rate increases as the property becomes more expensive. RevenueWA publishes the current schedule.
Do first home buyers pay stamp duty in Western Australia?
Indicative relief: no duty to $600,000 and a concessional rate to $800,000, for agreements entered into from 7 May 2026. First home buyer figures on this page assume eligibility, and conditions including residence requirements apply. The revenue office should be checked before a purchase is relied upon.
What is the 5% Deposit Scheme price cap in Western Australia?
$850,000 in Perth and the defined regional centres, and $600,000 elsewhere. Both the purchase price and the lender's assessed value must be at or below the cap for the location.
Are home loan interest rates different in Western Australia?
No. Australian lenders price home loans nationally, so the rate offered does not depend on the state. What differs by jurisdiction is the cost of the transaction: transfer duty, first home buyer concessions, grants and land tax. Those differences can amount to tens of thousands of dollars on the same purchase price.
Can I use a broker for a purchase in Western Australia?
Yes. Australian credit licensing is national, so an accredited broker can arrange finance for a property anywhere in Australia. Conveyancing is the part that is state based, and a conveyancer or solicitor admitted in Western Australia should handle the transaction itself.