Jimboomba vs KingstonTwo Brisbane suburbs compared for a home loan
Jimboomba (QLD 4280) is approximately 49 km south of the Brisbane CBD, on the Mount Lindesay Highway. Kingston (QLD 4114) is approximately 26 km south-east of the Brisbane CBD, on the Beenleigh railway line. At the 2021 Census, Jimboomba had 7,423 residents with a median age of 37, and Kingston had 10,506 residents with a median age of 32.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 1% of occupied dwellings in Jimboomba and 1% in Kingston, while 14% of Jimboomba households rented compared with 52% in Kingston. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
QLD 4280 · Logan
Jimboomba
Jimboomba is a Logan rural-residential locality where 430 of its 2,209 occupied private dwellings had five or more bedrooms at the 2021 Census.
City of Logan. Approximately 49 km south of the Brisbane CBD, on the Mount Lindesay Highway.
Read the full Jimboomba guideQLD 4114 · Logan
Kingston
Kingston is a Logan railway suburb where 1,947 of its 3,232 occupied private dwellings had exactly three bedrooms at the 2021 Census.
City of Logan. Approximately 26 km south-east of the Brisbane CBD, on the Beenleigh railway line.
Read the full Kingston guide
What buying in Jimboomba and Kingston would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Jimboomba and Kingston.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Jimboomba to see the repayment, transfer duty and upfront cash.
Enter a price for Kingston to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Jimboomba and Kingston: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Jimboomba | Kingston |
|---|---|---|
| People and households | ||
| Residents | 7,423 | 10,506 |
| Median ageAustralia 38 | 37 | 32 |
| Average household sizeAustralia 2.5 | 3.1 | 2.9 |
| Median household income, weeklyAustralia $1,746 | $2,127 | $1,181 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $395 | $315 |
| Median mortgage repayment, monthlyAustralia $1,863 | $2,000 | $1,309 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 14% | 52% |
| Owned with a mortgageAustralia 35% | 63% | 25% |
| Owned outrightAustralia 31% | 23% | 21% |
| Types of home | ||
| Separate housesAustralia 72% | 97% | 83% |
| Townhouses, terraces and semi-detachedAustralia 13% | 2% | 15% |
| Flats and apartmentsAustralia 14% | 1% | 1% |
| Homes with two bedrooms or fewer | 7% | 13% |
| Homes with four bedrooms or more | 66% | 23% |
| Dwellings unoccupied on Census night | 4% | 7% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Jimboomba and Kingston
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Jimboomba
- Upgraders
- First home buyers
- Larger land sizes can move a property into a lender's rural or lifestyle category with a lower maximum loan-to-value ratio.
- Confirm land area before relying on an indicative approval, because thresholds differ between lenders.
- Rainwater tanks, bores and on-site wastewater systems carry inspection and maintenance obligations a valuer will note.
- Varied land areas and improvements leave fewer directly comparable sales for a valuer to rely on.
- Mortgage holding of 62.7 per cent means the lender assessment buffer applies across most of the locality.
Kingston
- First home buyers
- Investors
- Median weekly household income of $1,181 against $1,746 nationally makes assessed serviceability the constraint.
- Average household size of 2.9 people raises the household expenditure measure a lender applies.
- Concentrated public housing can attract a lower maximum loan-to-value ratio with some lenders and insurers.
- A search of the Environmental Management Register and Contaminated Land Register is a necessary step here.
- Uniform three-bedroom stock caps the valuation available for a renovated or extended house.
Housing stock in Jimboomba and Kingston compared
Jimboomba
- Rural-residential houses
- Dwellings with five or more bedrooms numbered 430, or 19.5 per cent of occupied homes, generally on larger blocks.
- Estate houses
- Separate houses numbered 2,135 at the 2021 Census, 96.7 per cent of occupied homes, on both suburban and larger lots.
- Almost no attached housing
- Townhouses numbered 38 and flats or apartments 28, together 3.0 per cent of occupied homes.
Kingston
- Three-bedroom houses
- Dwellings with exactly three bedrooms numbered 1,947 at the 2021 Census, 60.2 per cent of occupied homes.
- Detached houses
- Separate houses numbered 2,694, or 83.4 per cent of occupied homes, above the national 72.3 per cent.
- Townhouses
- Townhouse and semi-detached dwellings numbered 492, or 15.2 per cent, with only 36 flats or apartments.
Official sale price and rent figures for Jimboomba and Kingston
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Jimboomba
No government agency publishes a free median sale price or rent series for Jimboomba, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Kingston
No government agency publishes a free median sale price or rent series for Kingston, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Jimboomba and Kingston
Jimboomba
Transport
- Mount Lindesay Highway (road)
- Logan City bus services (bus)
- Former Beaudesert rail corridor (road)
- Payne Bridge (road)
Schools and campuses
- Jimboomba State School (primary, government)
- Emmaus College (combined, independent)
- Hills International College (combined, independent)
Amenities
- Jimboomba Library
- Jimboomba Community Centre
- Logan River at Payne Bridge
- Mount Lindesay Highway retail strip
Kingston
Transport
- Kingston station (train)
- Logan Motorway (road)
- Logan City bus services (bus)
- Kingston Road (road)
Schools and campuses
- Kingston State School (primary, government)
- Kingston State College (secondary, government)
- Groves Christian College (combined, independent)
Amenities
- Kingston Butter Factory Cultural Precinct
- Logan City Historical Museum
- Scrubby Creek corridor
- Kingston Park
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Queensland education department.
Compare Jimboomba or Kingston with another suburb
Change either suburb, or add a third.
Related comparisons
Request a free assessment: Jimboomba or Kingston
An accredited mortgage broker can check your borrowing power against prices in Jimboomba and Kingston, and explain how lenders treat the homes you are considering. The assessment is free of charge and carries no obligation.