Eagleby vs KingstonTwo Brisbane suburbs compared for a home loan
Eagleby (QLD 4207) is approximately 32 km south-east of the Brisbane CBD, at the junction of the Logan and Albert rivers. Kingston (QLD 4114) is approximately 26 km south-east of the Brisbane CBD, on the Beenleigh railway line. At the 2021 Census, Eagleby had 13,594 residents with a median age of 37, and Kingston had 10,506 residents with a median age of 32.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 8% of occupied dwellings in Eagleby and 1% in Kingston, while 46% of Eagleby households rented compared with 52% in Kingston. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
QLD 4207 · Logan
Eagleby
Eagleby is a Logan riverside suburb where only 23.1 per cent of households held a mortgage at the 2021 Census, against 35.0 per cent nationally.
City of Logan. Approximately 32 km south-east of the Brisbane CBD, at the junction of the Logan and Albert rivers.
Read the full Eagleby guideQLD 4114 · Logan
Kingston
Kingston is a Logan railway suburb where 1,947 of its 3,232 occupied private dwellings had exactly three bedrooms at the 2021 Census.
City of Logan. Approximately 26 km south-east of the Brisbane CBD, on the Beenleigh railway line.
Read the full Kingston guide
What buying in Eagleby and Kingston would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Eagleby and Kingston.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Eagleby to see the repayment, transfer duty and upfront cash.
Enter a price for Kingston to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Eagleby and Kingston: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Eagleby | Kingston |
|---|---|---|
| People and households | ||
| Residents | 13,594 | 10,506 |
| Median ageAustralia 38 | 37 | 32 |
| Average household sizeAustralia 2.5 | 2.4 | 2.9 |
| Median household income, weeklyAustralia $1,746 | $1,083 | $1,181 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $320 | $315 |
| Median mortgage repayment, monthlyAustralia $1,863 | $1,300 | $1,309 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 46% | 52% |
| Owned with a mortgageAustralia 35% | 23% | 25% |
| Owned outrightAustralia 31% | 29% | 21% |
| Types of home | ||
| Separate housesAustralia 72% | 76% | 83% |
| Townhouses, terraces and semi-detachedAustralia 13% | 16% | 15% |
| Flats and apartmentsAustralia 14% | 8% | 1% |
| Homes with two bedrooms or fewer | 23% | 13% |
| Homes with four bedrooms or more | 20% | 23% |
| Dwellings unoccupied on Census night | 6% | 7% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Eagleby and Kingston
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Eagleby
- First home buyers
- Investors
- Median weekly household income of $1,083 against $1,746 nationally makes assessed serviceability the constraint.
- Only 1,161 mortgaged dwellings leaves valuers with a narrow set of recent financed comparable sales.
- Flood exposure at the Logan and Albert river junction varies by address and must be checked with the council.
- Concentrated public housing can attract a lower maximum loan-to-value ratio with some lenders and insurers.
- Body corporate insurance for the 845 townhouses reaches owners through levies rather than a personal policy.
Kingston
- First home buyers
- Investors
- Median weekly household income of $1,181 against $1,746 nationally makes assessed serviceability the constraint.
- Average household size of 2.9 people raises the household expenditure measure a lender applies.
- Concentrated public housing can attract a lower maximum loan-to-value ratio with some lenders and insurers.
- A search of the Environmental Management Register and Contaminated Land Register is a necessary step here.
- Uniform three-bedroom stock caps the valuation available for a renovated or extended house.
Housing stock in Eagleby and Kingston compared
Eagleby
- Detached houses
- Separate houses numbered 3,883 at the 2021 Census, 75.5 per cent of occupied homes, mostly single level and three bedroom.
- Townhouses
- Townhouse and semi-detached dwellings numbered 845, or 16.4 per cent, above the national 12.6 per cent.
- Low rise units
- Flats and apartments numbered 405, or 7.9 per cent, well below the national 14.2 per cent.
Kingston
- Three-bedroom houses
- Dwellings with exactly three bedrooms numbered 1,947 at the 2021 Census, 60.2 per cent of occupied homes.
- Detached houses
- Separate houses numbered 2,694, or 83.4 per cent of occupied homes, above the national 72.3 per cent.
- Townhouses
- Townhouse and semi-detached dwellings numbered 492, or 15.2 per cent, with only 36 flats or apartments.
Official sale price and rent figures for Eagleby and Kingston
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Eagleby
No government agency publishes a free median sale price or rent series for Eagleby, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Kingston
No government agency publishes a free median sale price or rent series for Kingston, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Eagleby and Kingston
Eagleby
Transport
- Beenleigh station (train)
- Pacific Motorway (road)
- Logan City bus services (bus)
- River Hills Road (road)
Schools and campuses
- Eagleby State School (primary, government)
- Eagleby South State School (primary, government)
- Eagleby Learning Centre (secondary, government)
Amenities
- Eagleby Wetlands
- Eagleby Plaza
- Oliver Sports Complex
- Eagleby Community Hall
Kingston
Transport
- Kingston station (train)
- Logan Motorway (road)
- Logan City bus services (bus)
- Kingston Road (road)
Schools and campuses
- Kingston State School (primary, government)
- Kingston State College (secondary, government)
- Groves Christian College (combined, independent)
Amenities
- Kingston Butter Factory Cultural Precinct
- Logan City Historical Museum
- Scrubby Creek corridor
- Kingston Park
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Queensland education department.
Compare Eagleby or Kingston with another suburb
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Request a free assessment: Eagleby or Kingston
An accredited mortgage broker can check your borrowing power against prices in Eagleby and Kingston, and explain how lenders treat the homes you are considering. The assessment is free of charge and carries no obligation.