Flagstone vs JimboombaTwo Brisbane suburbs compared for a home loan
Flagstone (QLD 4280) is approximately 51 km south-south-west of the Brisbane CBD, within the Greater Flagstone Priority Development Area. Jimboomba (QLD 4280) is approximately 49 km south of the Brisbane CBD, on the Mount Lindesay Highway. At the 2021 Census, Flagstone had 7,087 residents with a median age of 30, and Jimboomba had 7,423 residents with a median age of 37.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 0% of occupied dwellings in Flagstone and 1% in Jimboomba, while 23% of Flagstone households rented compared with 14% in Jimboomba. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
QLD 4280 · Logan
Flagstone
Flagstone is a Logan growth corridor locality where 64.0 per cent of households held a mortgage and separate houses were 98.4 per cent of homes.
City of Logan. Approximately 51 km south-south-west of the Brisbane CBD, within the Greater Flagstone Priority Development Area.
Read the full Flagstone guideQLD 4280 · Logan
Jimboomba
Jimboomba is a Logan rural-residential locality where 430 of its 2,209 occupied private dwellings had five or more bedrooms at the 2021 Census.
City of Logan. Approximately 49 km south of the Brisbane CBD, on the Mount Lindesay Highway.
Read the full Jimboomba guide
What buying in Flagstone and Jimboomba would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Flagstone and Jimboomba.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Flagstone to see the repayment, transfer duty and upfront cash.
Enter a price for Jimboomba to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Flagstone and Jimboomba: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Flagstone | Jimboomba |
|---|---|---|
| People and households | ||
| Residents | 7,087 | 7,423 |
| Median ageAustralia 38 | 30 | 37 |
| Average household sizeAustralia 2.5 | 3.3 | 3.1 |
| Median household income, weeklyAustralia $1,746 | $2,073 | $2,127 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $395 | $395 |
| Median mortgage repayment, monthlyAustralia $1,863 | $1,820 | $2,000 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 23% | 14% |
| Owned with a mortgageAustralia 35% | 64% | 63% |
| Owned outrightAustralia 31% | 13% | 23% |
| Types of home | ||
| Separate housesAustralia 72% | 98% | 97% |
| Townhouses, terraces and semi-detachedAustralia 13% | 1% | 2% |
| Flats and apartmentsAustralia 14% | 0% | 1% |
| Homes with two bedrooms or fewer | 1% | 7% |
| Homes with four bedrooms or more | 81% | 66% |
| Dwellings unoccupied on Census night | 4% | 4% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Flagstone and Jimboomba
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Flagstone
- First home buyers
- Upgraders
- A construction loan draws down in stages against an as-if-complete valuation, and variations must usually be self funded.
- Estate design covenants run with the land and bind a later buyer of an established house.
- Where many similar houses settle together a valuation can fall below a contract price agreed earlier.
- Mortgage holding of 64.0 per cent means the lender assessment buffer applies across nearly the whole locality.
- Average household size of 3.3 people raises the household expenditure measure a lender applies.
Jimboomba
- Upgraders
- First home buyers
- Larger land sizes can move a property into a lender's rural or lifestyle category with a lower maximum loan-to-value ratio.
- Confirm land area before relying on an indicative approval, because thresholds differ between lenders.
- Rainwater tanks, bores and on-site wastewater systems carry inspection and maintenance obligations a valuer will note.
- Varied land areas and improvements leave fewer directly comparable sales for a valuer to rely on.
- Mortgage holding of 62.7 per cent means the lender assessment buffer applies across most of the locality.
Housing stock in Flagstone and Jimboomba compared
Flagstone
- New estate houses
- Separate houses numbered 2,023 at the 2021 Census, 98.4 per cent of occupied homes, the highest share in these Logan guides.
- Four bedroom homes
- Dwellings with four bedrooms numbered 1,388, or 67.5 per cent of occupied homes, with 276 having five or more.
- Almost no small dwellings
- Only 23 occupied homes had two bedrooms or fewer, comprising 14 two-bedroom, six one-bedroom and three studio dwellings.
Jimboomba
- Rural-residential houses
- Dwellings with five or more bedrooms numbered 430, or 19.5 per cent of occupied homes, generally on larger blocks.
- Estate houses
- Separate houses numbered 2,135 at the 2021 Census, 96.7 per cent of occupied homes, on both suburban and larger lots.
- Almost no attached housing
- Townhouses numbered 38 and flats or apartments 28, together 3.0 per cent of occupied homes.
Official sale price and rent figures for Flagstone and Jimboomba
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Flagstone
No government agency publishes a free median sale price or rent series for Flagstone, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Jimboomba
No government agency publishes a free median sale price or rent series for Jimboomba, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Flagstone and Jimboomba
Flagstone
Transport
- Teviot Road (road)
- Browns Plains bus services (bus)
- Mount Lindesay Highway (road)
Schools and campuses
- Flagstone State School (primary, government)
- Flagstone State Community College (secondary, government)
- St Bonaventure's College (combined, catholic)
Amenities
- Flagstone Village
- Flagstone Parklands Community Hub
- Flagstone Adventure Park
- Flagstone Creek corridor
Jimboomba
Transport
- Mount Lindesay Highway (road)
- Logan City bus services (bus)
- Former Beaudesert rail corridor (road)
- Payne Bridge (road)
Schools and campuses
- Jimboomba State School (primary, government)
- Emmaus College (combined, independent)
- Hills International College (combined, independent)
Amenities
- Jimboomba Library
- Jimboomba Community Centre
- Logan River at Payne Bridge
- Mount Lindesay Highway retail strip
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Queensland education department.
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Request a free assessment: Flagstone or Jimboomba
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