Wembley vs West LeedervilleTwo Perth suburbs compared for a home loan
Wembley (WA 6014) is approximately 4.5 km north-west of the Perth CBD, between Lake Monger and Herdsman Lake. West Leederville (WA 6007) is approximately 3 km north-west of the Perth CBD, west of the Mitchell Freeway. At the 2021 Census, Wembley had 12,061 residents with a median age of 37, and West Leederville had 4,340 residents with a median age of 38.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 33% of occupied dwellings in Wembley and 34% in West Leederville, while 37% of Wembley households rented compared with 39% in West Leederville. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
WA 6014 · Inner western suburbs of Perth
Wembley
Wembley is an inner western Perth suburb beside Lake Monger that mixes family houses with many older flats and relies on buses rather than a train station.
Town of Cambridge. Approximately 4.5 km north-west of the Perth CBD, between Lake Monger and Herdsman Lake.
Read the full Wembley guideWA 6007 · Inner northern suburbs of Perth
West Leederville
West Leederville is a Town of Cambridge suburb gazetted in 1998 when the Mitchell Freeway split it from Leederville, now 34.1 per cent apartments.
Town of Cambridge. Approximately 3 km north-west of the Perth CBD, west of the Mitchell Freeway.
Read the full West Leederville guide
What buying in Wembley and West Leederville would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Wembley and West Leederville.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Wembley to see the repayment, transfer duty and upfront cash.
Enter a price for West Leederville to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Wembley and West Leederville: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Wembley | West Leederville |
|---|---|---|
| People and households | ||
| Residents | 12,061 | 4,340 |
| Median ageAustralia 38 | 37 | 38 |
| Average household sizeAustralia 2.5 | 2.4 | 2.2 |
| Median household income, weeklyAustralia $1,746 | $2,005 | $2,383 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $290 | $400 |
| Median mortgage repayment, monthlyAustralia $1,863 | $2,458 | $2,276 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 37% | 39% |
| Owned with a mortgageAustralia 35% | 31% | 32% |
| Owned outrightAustralia 31% | 29% | 27% |
| Types of home | ||
| Separate housesAustralia 72% | 49% | 50% |
| Townhouses, terraces and semi-detachedAustralia 13% | 18% | 16% |
| Flats and apartmentsAustralia 14% | 33% | 34% |
| Homes with two bedrooms or fewer | 43% | 45% |
| Homes with four bedrooms or more | 26% | 19% |
| Dwellings unoccupied on Census night | 9% | 9% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Wembley and West Leederville
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Wembley
- First home buyers
- Investors
- Upgraders
- Downsizers
- Small one-bedroom and studio flats may fall below the minimum internal floor area that certain lenders and mortgage insurers require.
- Strata levies, the reserve fund and planned remedial works in older blocks affect both valuation and borrowing capacity assessments.
- Western Australian contracts carry no mandatory cooling-off period, so finance and inspection conditions need to be written into the offer.
- A new local planning scheme and a revised Cambridge Street precinct plan were awaiting state decisions as at September 2026.
- Renovation or rebuild projects usually need a construction loan drawn in stages against a fixed-price contract and approved plans.
West Leederville
- Investors
- First home buyers
- Upgraders
- Downsizers
- One-bedroom and studio dwellings can fall below lenders' minimum internal floor areas.
- Strata levies are counted in serviceability assessments and reduce borrowing power.
- Heritage listing can constrain external alterations and raise the cost of compliant repairs.
- Renting leads at 39.4 per cent, so investment lending terms apply to many purchases.
- The Mitchell Freeway on the eastern edge affects amenity for nearby properties.
Housing stock in Wembley and West Leederville compared
Wembley
- Established family houses
- Inter-war and post-war houses, many renovated or rebuilt, which made up 2,331 of the 4,790 occupied dwellings counted at the 2021 Census.
- Older flats and apartments
- A third of occupied dwellings at the 2021 Census, at 1,583 homes, mostly in older style low-rise blocks.
- Townhouses and grouped dwellings
- Semi-detached, terrace and townhouse dwellings made up 865 occupied homes at the 2021 Census.
West Leederville
- Apartments
- The 632 flats counted at the 2021 Census, 34.1 per cent of occupied homes.
- Character houses
- Separate houses numbered 925 at the 2021 Census, 49.9 per cent of occupied homes.
- Townhouses
- The 289 semi-detached or townhouse dwellings counted at the 2021 Census.
Official sale price and rent figures for Wembley and West Leederville
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Wembley
No government agency publishes a free median sale price or rent series for Wembley, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
West Leederville
No government agency publishes a free median sale price or rent series for West Leederville, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Wembley and West Leederville
Wembley
Transport
- Bus routes 81 to 85 (bus)
- Bus routes 84, 85 and 95 (bus)
- Daglish and Subiaco stations (train)
- Glendalough Station (train)
- Mitchell Freeway (road)
Schools and campuses
- Wembley Primary School (primary, government)
- Lake Monger Primary School (primary, government)
- Bold Park Community School (combined, independent)
Amenities
- Galup (Lake Monger) Reserve
- Herdsman Lake Regional Park
- Cambridge Street shops
- Henderson Park
- St John of God Subiaco Hospital (Subiaco)
West Leederville
Transport
- West Leederville Station (train)
- Leederville Station (train)
- Transperth buses (bus)
- Mitchell Freeway (road)
Amenities
- Cambridge Street shops
- Leederville Town Hall
- Lake Monger
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Western Australia education department.
Compare Wembley or West Leederville with another suburb
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Request a free assessment: Wembley or West Leederville
An accredited mortgage broker can check your borrowing power against prices in Wembley and West Leederville, and explain how lenders treat the homes you are considering. The assessment is free of charge and carries no obligation.