Mandurah vs Port KennedyTwo suburbs compared for a home loan
Mandurah (WA 6210) is approximately 72 km south of the Perth CBD, on the Peel-Harvey Estuary. Port Kennedy (WA 6172) is approximately 55 km south of the Perth CBD, on Becher Point. At the 2021 Census, Mandurah had 8,804 residents with a median age of 50, and Port Kennedy had 13,477 residents with a median age of 36.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 14% of occupied dwellings in Mandurah and 0% in Port Kennedy, while 54% of Mandurah households rented compared with 23% in Port Kennedy. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
WA 6210 · Peel region
Mandurah
Mandurah is the centre of a regional city on the Peel-Harvey Estuary, with the oldest population, most holiday vacancy and lowest mortgage share in these guides.
City of Mandurah. Approximately 72 km south of the Perth CBD, on the Peel-Harvey Estuary.
Read the full Mandurah guideWA 6172 · Rockingham and the southern coast
Port Kennedy
Port Kennedy is a City of Rockingham coastal suburb built in the 1990s where four-bedroom homes make up 71.6 per cent of occupied dwellings.
City of Rockingham. Approximately 55 km south of the Perth CBD, on Becher Point.
Read the full Port Kennedy guide
What buying in Mandurah and Port Kennedy would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Mandurah and Port Kennedy.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Mandurah to see the repayment, transfer duty and upfront cash.
Enter a price for Port Kennedy to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Mandurah and Port Kennedy: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Mandurah | Port Kennedy |
|---|---|---|
| People and households | ||
| Residents | 8,804 | 13,477 |
| Median ageAustralia 38 | 50 | 36 |
| Average household sizeAustralia 2.5 | 1.8 | 2.8 |
| Median household income, weeklyAustralia $1,746 | $858 | $1,921 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $270 | $350 |
| Median mortgage repayment, monthlyAustralia $1,863 | $1,250 | $1,700 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 54% | 23% |
| Owned with a mortgageAustralia 35% | 17% | 53% |
| Owned outrightAustralia 31% | 28% | 22% |
| Types of home | ||
| Separate housesAustralia 72% | 46% | 94% |
| Townhouses, terraces and semi-detachedAustralia 13% | 37% | 6% |
| Flats and apartmentsAustralia 14% | 14% | 0% |
| Homes with two bedrooms or fewer | 36% | 4% |
| Homes with four bedrooms or more | 11% | 79% |
| Dwellings unoccupied on Census night | 23% | 6% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Mandurah and Port Kennedy
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Mandurah
- Downsizers
- Investors
- First home buyers
- Units tied to a serviced apartment or hotel management agreement are specialised security for many lenders.
- About 23 per cent of dwellings were unoccupied on Census night, which bears on rental demand and resale.
- Some lenders apply different maximum loan-to-value ratios to regional locations than to metropolitan Perth.
- Strata levies are counted in serviceability assessments, and small units can fall below minimum floor areas.
- Low-lying land around the estuary and canals can be subject to flood and inundation considerations.
Port Kennedy
- First home buyers
- Upgraders
- Investors
- Some lenders classify outer suburbs differently for maximum loan-to-value ratios or mortgage insurance.
- Insurers may treat coastal exposure as a rating factor for building cover.
- Salt-laden air accelerates corrosion of external metalwork and fixings.
- Land near the linear wetlands can carry drainage, groundwater and environmental constraints.
- The uniform four-bedroom stock makes valuations more predictable than in varied suburbs.
Housing stock in Mandurah and Port Kennedy compared
Mandurah
- Townhouses and villa units
- At 1,532 dwellings, or 37.3 per cent of occupied homes at the 2021 Census, well above the national share.
- Apartments
- The 581 flats counted at the 2021 Census, 14.1 per cent of occupied homes, concentrated around the marina and foreshore.
- Detached houses
- Separate houses numbered 1,893 at the 2021 Census, only 46.1 per cent of occupied homes.
Port Kennedy
- 1990s detached family houses
- Separate houses numbered 4,207 at the 2021 Census, 93.7 per cent of occupied homes.
- Four bedroom homes
- At the 2021 Census, 3,215 dwellings had four bedrooms, 71.6 per cent of occupied homes.
- Townhouses
- The 273 semi-detached or townhouse dwellings counted at the 2021 Census, with no flats.
Official sale price and rent figures for Mandurah and Port Kennedy
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Mandurah
No government agency publishes a free median sale price or rent series for Mandurah, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Port Kennedy
No government agency publishes a free median sale price or rent series for Port Kennedy, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Mandurah and Port Kennedy
Mandurah
Transport
- Mandurah Station (train)
- Lakelands Station (train)
- Transperth buses (bus)
- Kwinana Freeway (road)
Amenities
- Mandurah Ocean Marina
- Peel-Harvey Estuary
- Mandurah city centre
Port Kennedy
Transport
- Warnbro Station (train)
- Lakelands Station (train)
- Transperth buses (bus)
- Ennis Avenue (road)
- Kwinana Freeway (road)
Amenities
- Port Kennedy Scientific Park
- Port Kennedy foreshore
- Port Kennedy shopping centre
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Western Australia education department.
Compare Mandurah or Port Kennedy with another suburb
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Request a free assessment: Mandurah or Port Kennedy
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