Kalamunda vs LesmurdieTwo Perth suburbs compared for a home loan
Kalamunda (WA 6076) is approximately 25 km east of the Perth CBD, on the Darling Scarp at 250 to 300 metres elevation. Lesmurdie (WA 6076) is approximately 21 km from the Perth CBD, on the Darling Scarp. At the 2021 Census, Kalamunda had 7,163 residents with a median age of 49, and Lesmurdie had 8,413 residents with a median age of 44.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 1% of occupied dwellings in Kalamunda and 0% in Lesmurdie, while 15% of Kalamunda households rented compared with 10% in Lesmurdie. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
WA 6076 · Perth Hills
Kalamunda
Kalamunda is a Perth Hills town on the Darling Scarp where 49.6 per cent of households own outright, with bushfire and sloping-site issues central to buying.
City of Kalamunda. Approximately 25 km east of the Perth CBD, on the Darling Scarp at 250 to 300 metres elevation.
Read the full Kalamunda guideWA 6076 · Perth Hills
Lesmurdie
Lesmurdie is a Perth Hills suburb of large family homes on the Darling Scarp, 95.5 per cent detached, where only 10.0 per cent of households rent.
City of Kalamunda. Approximately 21 km from the Perth CBD, on the Darling Scarp.
Read the full Lesmurdie guide
What buying in Kalamunda and Lesmurdie would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Kalamunda and Lesmurdie.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Kalamunda to see the repayment, transfer duty and upfront cash.
Enter a price for Lesmurdie to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Kalamunda and Lesmurdie: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Kalamunda | Lesmurdie |
|---|---|---|
| People and households | ||
| Residents | 7,163 | 8,413 |
| Median ageAustralia 38 | 49 | 44 |
| Average household sizeAustralia 2.5 | 2.4 | 2.8 |
| Median household income, weeklyAustralia $1,746 | $1,622 | $2,083 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $360 | $350 |
| Median mortgage repayment, monthlyAustralia $1,863 | $2,100 | $2,100 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 15% | 10% |
| Owned with a mortgageAustralia 35% | 34% | 46% |
| Owned outrightAustralia 31% | 50% | 42% |
| Types of home | ||
| Separate housesAustralia 72% | 89% | 96% |
| Townhouses, terraces and semi-detachedAustralia 13% | 9% | 4% |
| Flats and apartmentsAustralia 14% | 1% | 0% |
| Homes with two bedrooms or fewer | 13% | 7% |
| Homes with four bedrooms or more | 49% | 64% |
| Dwellings unoccupied on Census night | 7% | 7% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Kalamunda and Lesmurdie
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Kalamunda
- Downsizers
- Upgraders
- Land is commonly designated bush fire prone, which triggers a Bushfire Attack Level assessment for building work.
- Bushfire designation can raise insurance premiums materially and make cover harder to place.
- Larger lots can fall into a lender's rural or lifestyle category with a lower maximum loan-to-value ratio.
- Sloping, treed sites raise retaining, stormwater and emergency vehicle access questions.
- Deep clay soils mean site classification for footings differs from coastal plain suburbs.
Lesmurdie
- Upgraders
- Downsizers
- Only 10.0 per cent of households with a stated tenure rented, the lowest share in these Western Australian guides.
- Land is commonly designated bush fire prone, which triggers a Bushfire Attack Level assessment for building work.
- Bushfire designation can raise insurance premiums materially on a high-value home.
- Larger lots can fall into a lender's rural or lifestyle category with a lower maximum loan-to-value ratio.
- Sloping, treed sites raise retaining, stormwater and emergency vehicle access questions.
Housing stock in Kalamunda and Lesmurdie compared
Kalamunda
- Detached houses on treed hills lots
- Separate houses numbered 2,518 at the 2021 Census, 89.3 per cent of occupied homes.
- Four and five bedroom homes
- At the 2021 Census, 1,056 dwellings had four bedrooms and 319 had five or more.
- Town centre townhouses
- The 261 semi-detached or townhouse dwellings and 36 flats counted at the 2021 Census.
Lesmurdie
- Large detached hills homes
- Separate houses numbered 2,718 at the 2021 Census, 95.5 per cent of occupied homes.
- Four and five bedroom homes
- At the 2021 Census, 1,381 dwellings had four bedrooms and 434 had five or more.
- Minimal attached stock
- Only 101 semi-detached or townhouse dwellings and 9 flats were counted at the 2021 Census.
Official sale price and rent figures for Kalamunda and Lesmurdie
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Kalamunda
No government agency publishes a free median sale price or rent series for Kalamunda, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Lesmurdie
No government agency publishes a free median sale price or rent series for Lesmurdie, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Kalamunda and Lesmurdie
Kalamunda
Transport
- Kalamunda Bus Station (bus)
- High Wycombe Station (train)
- Kalamunda Road (road)
- Zig Zag scenic drive (road)
Amenities
- Kalamunda National Park
- Bibbulmun Track northern terminus
- Kalamunda town centre
Lesmurdie
Transport
- Transperth buses (bus)
- High Wycombe Station (train)
- Welshpool Road East (road)
- Canning Road (road)
Amenities
- Lesmurdie Falls
- Lesmurdie shopping centre
- Darling Scarp lookouts
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Western Australia education department.
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Request a free assessment: Kalamunda or Lesmurdie
An accredited mortgage broker can check your borrowing power against prices in Kalamunda and Lesmurdie, and explain how lenders treat the homes you are considering. The assessment is free of charge and carries no obligation.