Huntfield Heights vs Seaford MeadowsTwo Adelaide suburbs compared for a home loan
Huntfield Heights (SA 5163) is approximately 30 km south of the Adelaide CBD, between Main South Road and the Southern Expressway. Seaford Meadows (SA 5169) is approximately 33 km south of the Adelaide CBD, inland from Seaford. At the 2021 Census, Huntfield Heights had 4,199 residents with a median age of 37, and Seaford Meadows had 5,102 residents with a median age of 31.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 3% of occupied dwellings in Huntfield Heights and 7% in Seaford Meadows, while 32% of Huntfield Heights households rented compared with 38% in Seaford Meadows. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
SA 5163 · Adelaide's southern suburbs
Huntfield Heights
Huntfield Heights is a compact southern Adelaide suburb of almost entirely detached houses, renamed in the 1990s and bounded by two major roads.
City of Onkaparinga. Approximately 30 km south of the Adelaide CBD, between Main South Road and the Southern Expressway.
Read the full Huntfield Heights guideSA 5169 · Adelaide's southern suburbs
Seaford Meadows
Seaford Meadows is a young southern Adelaide suburb with its own station opened in 2014, where the median age is 31 and half of households hold a mortgage.
City of Onkaparinga. Approximately 33 km south of the Adelaide CBD, inland from Seaford.
Read the full Seaford Meadows guide
What buying in Huntfield Heights and Seaford Meadows would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Huntfield Heights and Seaford Meadows.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Huntfield Heights to see the repayment, transfer duty and upfront cash.
Enter a price for Seaford Meadows to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Huntfield Heights and Seaford Meadows: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Huntfield Heights | Seaford Meadows |
|---|---|---|
| People and households | ||
| Residents | 4,199 | 5,102 |
| Median ageAustralia 38 | 37 | 31 |
| Average household sizeAustralia 2.5 | 2.4 | 2.7 |
| Median household income, weeklyAustralia $1,746 | $1,239 | $1,663 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $290 | $360 |
| Median mortgage repayment, monthlyAustralia $1,863 | $1,237 | $1,610 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 32% | 38% |
| Owned with a mortgageAustralia 35% | 47% | 49% |
| Owned outrightAustralia 31% | 21% | 13% |
| Types of home | ||
| Separate housesAustralia 72% | 96% | 88% |
| Townhouses, terraces and semi-detachedAustralia 13% | 1% | 4% |
| Flats and apartmentsAustralia 14% | 3% | 7% |
| Homes with two bedrooms or fewer | 8% | 8% |
| Homes with four bedrooms or more | 19% | 37% |
| Dwellings unoccupied on Census night | 5% | 4% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Huntfield Heights and Seaford Meadows
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Huntfield Heights
- First home buyers
- Investors
- Upgraders
- Outright ownership was only 21.1 per cent at the 2021 Census, so most households carry a mortgage and budgets are repayment sensitive.
- High loan-to-value borrowing is common, so lenders mortgage insurance or the Australian Government 5% Deposit Scheme is often relevant.
- Properties fronting Honeypot Road, Main South Road or the Southern Expressway may be affected by traffic noise.
- Uniform stock makes valuations predictable, but also makes a price above recent comparable sales easy to test.
- Homes built before the 1980s may contain asbestos-containing materials, which inspections and some insurers consider.
Seaford Meadows
- First home buyers
- Investors
- Upgraders
- Outright ownership was only 13.1 per cent at the 2021 Census, so most households carry a mortgage and budgets are repayment sensitive.
- High loan-to-value borrowing is common in young estate suburbs, so lenders mortgage insurance or the 5% Deposit Scheme is often relevant.
- Streets of near-identical houses make it easy for a valuer to test an agreed price, so a shortfall is possible.
- Developer encumbrances controlling design and external appearance may remain registered on titles.
- Construction loans for house and land purchases are drawn in stages and valued on an as-if-complete basis.
Housing stock in Huntfield Heights and Seaford Meadows compared
Huntfield Heights
- Detached houses
- Separate houses numbered 1,529 at the 2021 Census, 96.3 per cent of occupied homes, mostly single-storey on regular allotments.
- Three-bedroom family homes
- The dominant size at 1,145 dwellings counted at the 2021 Census, followed by 268 with four bedrooms.
- Flats and apartments
- Only 44 were recorded at the 2021 Census, and just 18 semi-detached or townhouse dwellings, so attached stock is scarce.
Seaford Meadows
- Modern detached houses
- Separate houses numbered 1,645 at the 2021 Census, 88.4 per cent of occupied homes, mostly built since the early 2000s.
- Three and four bedroom family homes
- At the 2021 Census, 1,021 dwellings had three bedrooms and 632 had four, reflecting a young family market.
- Apartments near the station and centre
- The 139 flats or apartments counted at the 2021 Census are unusual for an outer southern suburb, at 7.5 per cent of occupied homes.
Official sale price and rent figures for Huntfield Heights and Seaford Meadows
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Huntfield Heights
No government agency publishes a free median sale price or rent series for Huntfield Heights, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Seaford Meadows
No government agency publishes a free median sale price or rent series for Seaford Meadows, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Huntfield Heights and Seaford Meadows
Huntfield Heights
Transport
- Noarlunga Centre Station (train)
- Seaford Meadows Station (train)
- Adelaide Metro buses (bus)
- Southern Expressway (road)
- Main South Road (road)
Amenities
- Huntfield Heights local shops
- Noarlunga Centre precinct
Seaford Meadows
Transport
- Seaford Meadows Station (train)
- Seaford Station (train)
- Adelaide Metro buses (bus)
- Main South Road (road)
- Southern Expressway (road)
Amenities
- Seaford Meadows shopping centre
- Noarlunga Centre precinct
- Onkaparinga River Recreation Park
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the South Australia education department.
Compare Huntfield Heights or Seaford Meadows with another suburb
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