Flinders View vs GoodnaTwo Ipswich suburbs compared for a home loan
Flinders View (QLD 4305) is approximately 6 km south of the Ipswich CBD, on the Cunningham Highway. Goodna (QLD 4300) is approximately 14 km east of the Ipswich CBD and 29 km south-west of the Brisbane CBD, in the Brisbane River corridor. At the 2021 Census, Flinders View had 5,816 residents with a median age of 38, and Goodna had 10,391 residents with a median age of 33.
In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 0% of occupied dwellings in Flinders View and 1% in Goodna, while 30% of Flinders View households rented compared with 49% in Goodna. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.
Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.
QLD 4305 · Ipswich
Flinders View
Flinders View is an Ipswich house suburb whose tenure split of 30.0, 39.2 and 29.9 per cent sits close to the national pattern.
City of Ipswich. Approximately 6 km south of the Ipswich CBD, on the Cunningham Highway.
Read the full Flinders View guideQLD 4300 · Western Corridor
Goodna
Goodna is a railway suburb in the Brisbane River corridor where median weekly household income of $1,337 sat well below the national $1,746.
City of Ipswich. Approximately 14 km east of the Ipswich CBD and 29 km south-west of the Brisbane CBD, in the Brisbane River corridor.
Read the full Goodna guide
What buying in Flinders View and Goodna would mean for the loan
The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Flinders View and Goodna.
Your prices and deposit
Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.
Enter a price for Flinders View to see the repayment, transfer duty and upfront cash.
Enter a price for Goodna to see the repayment, transfer duty and upfront cash.
Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.
Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.
Flinders View and Goodna: Census profile compared
Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.
| Measure | Flinders View | Goodna |
|---|---|---|
| People and households | ||
| Residents | 5,816 | 10,391 |
| Median ageAustralia 38 | 38 | 33 |
| Average household sizeAustralia 2.5 | 2.8 | 2.8 |
| Median household income, weeklyAustralia $1,746 | $1,850 | $1,337 |
| Housing costs at the 2021 Census | ||
| Median rent, weeklyAustralia $375 | $300 | $300 |
| Median mortgage repayment, monthlyAustralia $1,863 | $1,517 | $1,300 |
| Who owns and who rents | ||
| Households rentingAustralia 31% | 30% | 49% |
| Owned with a mortgageAustralia 35% | 39% | 29% |
| Owned outrightAustralia 31% | 30% | 20% |
| Types of home | ||
| Separate housesAustralia 72% | 95% | 82% |
| Townhouses, terraces and semi-detachedAustralia 13% | 5% | 16% |
| Flats and apartmentsAustralia 14% | 0% | 1% |
| Homes with two bedrooms or fewer | 5% | 15% |
| Homes with four bedrooms or more | 57% | 36% |
| Dwellings unoccupied on Census night | 6% | 7% |
Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.
Home loan considerations in Flinders View and Goodna
Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.
Flinders View
- Upgraders
- First home buyers
- With no apartments and only 94 attached dwellings, body corporate levies and floor area rules rarely apply here.
- A deep pool of comparable estate houses reduces the risk of a valuation falling short of the contract price.
- Unapproved decks, sheds, pools or carports are the common valuation and compliance issue in estate housing.
- Bremer catchment and overland flow exposure should be checked on Ipswich City Council flood mapping by address.
- Properties fronting the Cunningham Highway warrant inquiry into traffic noise and any acoustic requirements.
Goodna
- First home buyers
- Investors
- Flood exposure varies materially by address, so Ipswich City Council flood mapping should be checked property by property.
- Insurers price flood risk and a lender requires building insurance at settlement, so obtain a quotation early.
- Median household income of $1,337 against the national $1,746 makes assessed serviceability the binding constraint.
- Dependants raise the household expenditure measure, and lenders apply a buffer above the actual interest rate.
- For the 547 townhouse dwellings, flood pricing arrives through body corporate levies rather than a personal policy.
Housing stock in Flinders View and Goodna compared
Flinders View
- Detached estate houses
- Separate houses numbered 1,949 at the 2021 Census, 95.2 per cent of occupied homes, across four named estates.
- Four-bedroom family homes
- Four-bedroom dwellings numbered 1,006, the largest size group, against 750 with three bedrooms.
- Very limited attached housing
- Townhouse and semi-detached dwellings numbered 94, or 4.6 per cent, and no apartments were recorded.
Goodna
- Detached houses
- Separate houses numbered 2,765 at the 2021 Census, 82.4 per cent of occupied homes, spanning a wide range of ages.
- Townhouses
- Townhouse and semi-detached dwellings numbered 547, or 16.3 per cent, above the national 12.6 per cent.
- Three-bedroom dwellings
- Three-bedroom dwellings numbered 1,561 of 3,356 occupied homes, ahead of 1,049 with four bedrooms.
Official sale price and rent figures for Flinders View and Goodna
Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.
Flinders View
No government agency publishes a free median sale price or rent series for Flinders View, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Goodna
No government agency publishes a free median sale price or rent series for Goodna, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.
Transport, schools and amenities in Flinders View and Goodna
Flinders View
Transport
- Ipswich station (train)
- Flinders View bus services (bus)
- Cunningham Highway (road)
Amenities
- Winston Glades shopping centre
- Fairview Park
- Nugent Park
- Winston Glades mobile library stop
Goodna
Transport
- Goodna station (train)
- Westside bus services (bus)
- Ipswich Motorway (road)
Schools and campuses
- Goodna State School (primary, government)
- St Francis Xavier's School (primary, catholic)
- Westside Christian College (combined, independent)
- Goodna Special School (special, government)
Amenities
- Goodna Shopping Centre
- Goodna Aquatic Centre
- St Francis Xavier Church
- Redbank Plaza
School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Queensland education department.
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Request a free assessment: Flinders View or Goodna
An accredited mortgage broker can check your borrowing power against prices in Flinders View and Goodna, and explain how lenders treat the homes you are considering. The assessment is free of charge and carries no obligation.