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Suburb comparison

Dawesville vs GreenfieldsTwo Mandurah suburbs compared for a home loan

Dawesville (WA 6211) is approximately 80 km south of the Perth CBD, between the estuary and the ocean. Greenfields (WA 6210) is approximately 74 km south of the Perth CBD, east of the Mandurah city centre. At the 2021 Census, Dawesville had 7,143 residents with a median age of 43, and Greenfields had 9,869 residents with a median age of 47.

In both suburbs the most common occupied dwelling was separate houses. Flats and apartments made up 2% of occupied dwellings in Dawesville and 1% in Greenfields, while 15% of Dawesville households rented compared with 24% in Greenfields. These differences matter for finance, because lenders assess apartments, strata buildings and houses on land differently.

Both suburbs are in the same state, so transfer duty is calculated on the same scale and the difference in upfront cost comes from the purchase price. The panel below applies that scale, and an estimate of lenders mortgage insurance, to the prices you enter.

What buying in Dawesville and Greenfields would mean for the loan

The difference between two suburbs is usually a difference in price, and price drives the deposit, the transfer duty, any lenders mortgage insurance and the repayment. Enter the prices you are seeing and the panel works out each of those for Dawesville and Greenfields.

Your prices and deposit

Enter the price you are seeing in each suburb. BorrowWise does not quote prices, so the comparison uses yours.

Dawesville

Enter a price for Dawesville to see the repayment, transfer duty and upfront cash.

Greenfields

Enter a price for Greenfields to see the repayment, transfer duty and upfront cash.

Warning: The interest rate used here is an example only. It is not a comparison rate and is not a rate offered by any lender, and it does not include fees and charges. Different rates, terms, fees or loan amounts will give a different result.

Estimates only. Repayments assume a principal and interest loan at a constant rate, which is an assumption and not a current market rate. Transfer duty is indicative for established homes, first home buyer relief depends on eligibility, and upfront cash includes an allowance of $3,000 for conveyancing and inspections. Lenders mortgage insurance is an estimate and is added to the loan. A lender makes its own assessment.

Dawesville and Greenfields: Census profile compared

Figures are from the 2021 Census, so rents, repayments and incomes have moved since. They are most useful for comparing one suburb with another and with Australia as a whole.

2021 Census profile of Dawesville and Greenfields
MeasureDawesvilleGreenfields
People and households
Residents7,1439,869
Median ageAustralia 384347
Average household sizeAustralia 2.52.62.3
Median household income, weeklyAustralia $1,746$1,469$1,004
Housing costs at the 2021 Census
Median rent, weeklyAustralia $375$350$295
Median mortgage repayment, monthlyAustralia $1,863$1,842$1,387
Who owns and who rents
Households rentingAustralia 31%15%24%
Owned with a mortgageAustralia 35%46%34%
Owned outrightAustralia 31%38%31%
Types of home
Separate housesAustralia 72%94%78%
Townhouses, terraces and semi-detachedAustralia 13%2%22%
Flats and apartmentsAustralia 14%2%1%
Homes with two bedrooms or fewer8%17%
Homes with four bedrooms or more65%42%
Dwellings unoccupied on Census night22%9%

Source: Australian Bureau of Statistics, 2021 Census (CC BY 4.0). Tenure shares exclude households that did not state their tenure. Dwelling shares are of occupied private dwellings.

Home loan considerations in Dawesville and Greenfields

Lenders treat houses on land, townhouses and apartments differently, and some apply extra conditions to small apartments, high-density buildings or particular postcodes. These are the points each guide raises.

Dawesville

  • Upgraders
  • Downsizers
  • First home buyers
  • About 22 per cent of dwellings were unoccupied on Census night, reflecting substantial holiday ownership.
  • Canal and waterfront homes have fewer comparable sales, so valuations can be less predictable.
  • Building insurance on waterfront and low-lying land can differ in price and terms.
  • Revetment walls, jetties and retaining structures are often owner responsibilities worth confirming.
  • Some lenders apply different maximum loan-to-value ratios to regional locations than to metropolitan Perth.

Greenfields

  • First home buyers
  • Downsizers
  • Upgraders
  • Investors
  • Retirement village and lifestyle community tenure may not be standard residential security for a mortgage.
  • Some lenders apply different maximum loan-to-value ratios to regional locations than to metropolitan Perth.
  • Median weekly household income of $1,004 means serviceability usually binds before deposit.
  • Older records may describe the area as Goegrup or Riverside Gardens, which affects sales research.
  • Strata levies on the townhouse stock are counted in serviceability assessments.

Housing stock in Dawesville and Greenfields compared

Dawesville

Large detached houses
Separate houses numbered 2,396 at the 2021 Census, 94.1 per cent of occupied homes.
Four-bedroom homes
The dominant size at 1,483 dwellings counted at the 2021 Census, with 169 more having five or more bedrooms.
Canal and waterfront property
Homes on canal or estuary frontage carry revetment, jetty and retaining responsibilities in many cases.

Greenfields

Detached estate houses
Separate houses numbered 3,144 at the 2021 Census, 77.6 per cent of occupied homes, from development after 1980.
Townhouses and villa units
At 887 dwellings, or 21.9 per cent of occupied homes, some associated with aged care and retirement accommodation.
Three and four bedroom homes
At the 2021 Census, 1,619 dwellings had three bedrooms and 1,488 had four.

Official sale price and rent figures for Dawesville and Greenfields

Only figures published free of charge by a government agency are shown. Where none is published the space is left empty rather than filled with an estimate. Each guide charts the full series.

Dawesville

No government agency publishes a free median sale price or rent series for Dawesville, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.

Greenfields

No government agency publishes a free median sale price or rent series for Greenfields, so none is shown. A broker can supply recent comparable sales for a specific property as part of a free assessment.

Transport, schools and amenities in Dawesville and Greenfields

Dawesville

Transport

  • Mandurah Station (train)
  • Old Coast Road (road)
  • Transperth buses (bus)

Amenities

  • Pyramids Beach
  • Peel-Harvey Estuary
  • Dawesville Cut

Greenfields

Transport

  • Mandurah Station (train)
  • Route 598 (bus)
  • Route 586 (bus)
  • Pinjarra Road (road)

Amenities

  • Greenfields recreation centre and oval
  • Mandurah city centre

School listings show name, level and sector only. Enrolment areas change, so confirm eligibility for a specific address with the school or the Western Australia education department.

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